Question 1

What is the LLQP exam?

Accepted Answer

The LLQP (Life Licence Qualification Program) is the standardized exam required for Canadians to become licensed insurance agents. It covers four modules: Life Insurance, Accident & Sickness, Segregated Funds & Annuities, and Ethics & Professional Practice.

Question 2

How do I prepare for the LLQP exam?

Accepted Answer

After completing a provincially accredited pre-licensing course, candidates can use BeInsured (beinsured.ca) to practice with scored tests, study module notes, flip flashcards, and simulate the real exam with a 30-question timed simulator.

Question 3

Is BeInsured free?

Accepted Answer

Yes — creating an account and attempting Test 1 for each of the four LLQP modules is completely free. Premium plans ($3.99/week, $8.99/month, or $19.99 one-time) unlock all 10 practice tests per module and the timed exam simulator.

Question 4

Which provinces require the LLQP?

Accepted Answer

All Canadian provinces except Quebec use the LLQP for insurance licensing. Quebec uses its own AMF process. Provinces using the LLQP include Ontario (FSRA), British Columbia (BCFSA), Alberta (AIC), Saskatchewan, Manitoba, Nova Scotia, New Brunswick, PEI, and Newfoundland.

Question 5

What LLQP modules must I pass?

Accepted Answer

Module 4 (Ethics & Professional Practice) is mandatory for all licence types. Module 1 (Life Insurance) is required for a life licence. Module 2 (Accident & Sickness) is required for an A&S licence. Module 3 (Segregated Funds & Annuities) is required for a full life licence that includes seg funds.

Question 6

What is the LLQP pass mark?

Accepted Answer

The LLQP pass mark is typically 60% for each module. BeInsured practice tests use the same 60% pass mark and flag whether you passed or failed each test.

Accident & Sickness Insurance

Disability Income Insurance

Critical Illness & Long-Term Care

Group Benefits