A 6-Week LLQP Study Plan: What to Study Each Week and When You Are Ready

Ontario’s regulator, FSRA, estimates the LLQP course takes about 100 hours to complete. Spread over six weeks, that works out to roughly 16 to 17 hours a week: two hours on most weekdays and a longer session on the weekend. This plan uses that schedule. If you have more or less time, stretch or compress the weeks, but keep the order.

One thing to know before you start: your provincial exam comes after your course provider’s own exams, and you can only register once you hold a course completion certificate. Alberta treats that certificate as valid for one year, so plan your provincial exam inside that window. If you need a refresher on how the exam works, read the LLQP exam explained first.

The plan at a glance

Week	Focus	Why this order	Move on when
1	Ethics and Professional Practice	Its legal principles (good faith, insurable interest, contract law) appear in every other module	You can name the principle behind each practice question you get wrong
2	Life Insurance, part 1: products and needs	The largest body of content and the base for segregated funds	You can match term or permanent coverage to a client scenario in seconds
3	Life Insurance, part 2: provisions, riders, beneficiaries, tax	Details that decide close exam answers	Life practice tests are consistently above 75%
4	Segregated Funds and Annuities	The hardest module by first-time pass rate	Guarantee calculations feel routine
5	Accident and Sickness	Self-contained products with clear rules	You know the tax rule for every “who paid the premium?” scenario
6	Review and full exam simulations	Builds speed and exposes weak spots	Every module scores comfortably above the 60% pass mark under time pressure

The 60% pass mark is the standard Prince Edward Island publishes for each module. Aim well above it in practice, because exam-day nerves cost most people a few points.

Week by week

Week 1: Ethics first

Ethics is the shortest module (20 scored questions in 75 minutes), and its legal ideas show up everywhere else. Starting here also gives you an early win.

• Read the Ethics study guide, one chapter per session.
• Learn the FINTRAC figures and legal terms with the Ethics flashcards.
• Take the free Test 1 in Ethics practice at the end of the week to set a baseline.
• Companion reading: our Ethics and Professional Practice guide.

Weeks 2 and 3: Life Insurance

Give this module two weeks. CISRO’s curriculum puts 35% of its questions on assessing client needs and 30% on analyzing products, so focus on applying knowledge rather than memorizing definitions.

• Week 2: product types and needs analysis. Work through every client scenario in the Life Insurance study guide.
• Week 3: policy provisions, riders, beneficiary rules and taxation, then two or three Life practice tests.
• Companion reading: term vs permanent life insurance.

Week 4: Segregated Funds and Annuities

This module had the lowest first-time pass rate in 2024 (69%, per CISRO data reported by Advisor.ca). It is mostly arithmetic in disguise, so practise with a calculator from day one.

• Do the maturity, death benefit, reset and withdrawal examples by hand until you don’t need notes.
• Use the segregated funds practice tests daily, even if only one test.
• Companion reading: how to pass the seg funds module.

Week 5: Accident and Sickness

Disability, critical illness and long-term care each have a different trigger, payment and tax rule. Build a one-page comparison from memory before you start the practice tests.

• Study the Accident and Sickness guide and the flashcards.
• Draw the disability claim timeline (waiting period, short-term, long-term, own occupation to any occupation) until you can do it in a minute.
• Companion reading: the Accident and Sickness guide.

Week 6: Simulate, review, repeat

Every LLQP module allows 75 minutes. This week is about performing inside that limit.

1. Day 1: a full timed simulation for each module in the exam simulator.
2. Day 2: open My Journey and rank your modules from weakest to strongest.
3. Days 3 to 5: spend most of your time on the weakest module, reviewing every wrong answer and its explanation.
4. Day 6: a second full round of simulations.
5. Day 7: light flashcard review only, and rest.

A daily session that works

A two-hour weekday session splits well into four blocks:

Time	Activity	Purpose
10 minutes	Flashcards from yesterday’s topic	Spaced recall before anything new
50 minutes	One study chapter	New material while your focus is highest
40 minutes	One practice test, with every explanation read	Apply what you just learned
20 minutes	Write out the questions you missed and why	Turn mistakes into notes you will reread

If the plan goes off track

Most study plans hit at least one snag. Here is what to do when yours does:

• Practice scores stuck below 60% on one module: stop taking tests for two days and reread the chapters where your mistakes cluster. More tests without new understanding just repeats the same errors.
• Good scores untimed, poor scores in the simulator: it is a speed problem. Answer the questions you know first, flag the rest and come back.
• Running out of weeks: drop extra reading, not practice tests. Questions with explanations teach faster than rereading.
• A module goes badly on exam day: each module is scored on its own. In Ontario, you can write up to three supplemental exams after a failed attempt, with a 24-hour wait between attempts, according to FSRA. Check your own province’s rules.

Before you book: a readiness check

• ☐ My course completion certificate is in hand and still valid.
• ☐ I have completed at least one timed simulation per module.
• ☐ My weakest module scores comfortably above 60% under time pressure.
• ☐ I know whether my province requires an in-person sitting. Ontario has required in-person exams since July 1, 2026.
• ☐ I know which modules my licence needs. The licence finder tells you in three questions.

Test 1 in every module is free, so you can set your baseline today. When you want all ten tests per module and the timed simulator, see the BeInsured plans.

This plan is a suggested schedule, not an official requirement. Exam rules reflect regulator sources available in November 2026 and vary by province, so confirm details with your provincial regulator or exam provider before booking.